Community First Bank

Special CD Terms and Rates*
Term	Min. Balance	Int. Rate	APY
7 Month	$500	2.96%	3.00%
27 Month	$500	3.15%	3.20%
37 Month	$500	3.25%	3.30%

* CD rates and terms subject to change without notice. Minimum CD investment $500. Offer begins 7/08/2008.
Substantial penalty for early withdraw. APY= Annual Percentage Yield.

* APY = Annual Percentage Yield.

Rates subject to change without notice.

* Substantial penalty for early withdrawal.